[ Financial Planning Process ] [ Specialized Financial Planning Services ] [ Investment Management Services ]
Financial Planning Process
Our process begins with an in-depth discussion about your personal goals and objectives. Our understanding of your unique situation assists us in creating a financial plan that addresses your personal desires, needs and values.
Our First Meeting: |
During our initial, complimentary meeting we discuss your specific situation and goals. We will then determine if our firm’s approach fits yours. |
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Data Gathering and Goal Setting: |
The data gathering and goal setting stage involves review of the details of your current portfolio, assets, retirement dates, children's education, health and more. We accomplish this via private and confidential questionnaires, counseling, and an examination of your documents and records. |
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Data Analysis: |
Our team will carefully analyze your data, identify the strengths and the weaknesses in your present financial circumstances, and assess how they may affect your ability to achieve financial goals. |
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Plan Development: |
FAS will design a set of recommended strategies tailored to your financial goals, including alternative ways of achieving those goals. |
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Plan Implementation: |
This is a critical stage and we are diligent in implementing the action items resulting from plan development. |
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Plan Review: |
FAS will help monitor your financial plan and updates the plan on an ongoing, lifetime basis. |
Specialized Financial Planning Services
Some clients retain us to become their personal CFO and to get involved in every aspect of their financial lives.
Most clients utilize our comprehensive financial planning and wealth management services. Under this arrangement, your financial plan may include some or all of the distinct planning modules shown below. Some clients, who may not be candidates for comprehensive services, select specific services on a project or a la carte basis. Whatever the need, all financial concerns can be addressed, evaluated, implemented, and monitored under one roof in a comprehensive, disciplined, and objective manner.
Retirement Planning: |
During retirement it is critical to monitor inflation and tax implications relative to income distribution. FAS works with you to help maintain your purchasing power and your retirement capital base. |
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Estate Planning: |
FAS believes an estate should be designed so the family and others affected receive the greatest possible benefit from accumulated assets. Our goal is to help you preserve the maximum amount of wealth possible while fulfilling your long-term wishes. |
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Planning for Business Owners: |
FAS can assist your business with tax-qualified retirement plans, executive retirement plans, buy-sell agreements, and business succession planning. |
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Education Planning: |
Providing for a child’s college education should not place a significant burden on your finances. FAS can help you take advantage of special investment strategies and tax incentives to minimize the cost of higher education. |
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Insurance Planning: |
FAS realizes catastrophic events do happen and can have a devastating effect not only on your personal life, but your financial life as well. We develop sensible risk management plans utilizing various types of insurance to meet your specific needs. |
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Divorce Planning: |
One of the specialized services offered by FAS is divorce planning. Our goal is help clients in this difficult situation make the best possible decisions to protect their assets, income and future standard of living. |
Investment Management Services
Our goal is to devise appropriate, long-term investment strategies that help our clients achieve their financial objectives with acceptable levels of volatility.
Financial Advisory Service, Inc. (FAS) provides asset management and investment planning services for individual, institutional, trust, business and retirement plan accounts. We believe in a disciplined, strategic approach to investing. We employ diversification and asset allocation to limit instability in portfolios and maximize risk-adjusted returns. Our strategy is geared toward preserving and accumulating wealth while controlling risk. We tailor our investment recommendations to each client’s unique financial situation.
FAS utilizes a combination of stocks, bonds, exchange-traded funds, mutual funds, structured products, and other alternative investments. The mix of these securities is dependent upon each individual client situation. For more information on FAS investment discipline and strategy, please contact an FAS advisor.
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